The Private Office Needs an Authority Directory

A contact directory says who people are. An authority directory says what they may decide, cause and recover now.

The answer

Teams know names and titles but not current limits or external recognition. The result is repeated escalation to the principal or acceptance of whoever sounds most credible. Maintain a concise live directory of decision objects, delegates, systems, counterparties and expiry.

Teams know names and titles but not current limits or external recognition.

Where this breaks

The result is repeated escalation to the principal or acceptance of whoever sounds most credible.

The operating move

Maintain a concise live directory of decision objects, delegates, systems, counterparties and expiry.

Value object — The operational card

- Decision object

- Authority holder

- Limit and condition

- Recognising systems

The test

Ask three operators who may approve the same unusual action. Different answers prove the institution lacks an authority directory.

Sources

  1. NIST Digital Identity GuidelinesNIST Digital Identity Guidelines

    Primary authority

  2. Swiss NCSC: CEO-FraudSwiss NCSC: CEO-Fraud

    Primary authority

  3. FINMA: Revised circular on operational risks and resilienceFINMA: Revised circular on operational risks and resilience

    Primary authority

Adam J. De CollibusFounding Partner, Svperior / Systems Engineering

Ross Belhomme

Ross leads Legal within Svperior GmbH. His work draws on more than two decades across international fiduciary, wealth-structuring, and private-client environments, combining legal, financial, and technical judgment around governance, privacy, assets, authority, and cross-border operating conditions.

Legal strategy / Governance / Private-client structuring / Digital assets

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